Maybe you hoped twenty years ago that your mortgage would be a thing of the past or at least a much less crucial part of your budgeting by the time you were into your mid 50s, but things don’t always work out that way. And the need to refinance a fixed rate mortgage taken out a couple of years ago when interest rates were lower may concentrate your mind over the next few months.
So here are some ideas for background reading ( and see also our topic page on Releasing Wealth from Your Home):
http://www.moneymadeclear.fsa.gov.uk/products_explained/mortgages.html The FSA’s impartial review of the mortgage scene.
http://www.yourmortgage.co.uk/ Quite a good general coverage of different aspects and types of mortgage
NEW and here is a recent article discussing whether the time is now right to fix your mortgage rate for a period ahead.
Comparison sites for different rates:
https://www.moneysupermarket.com/Mortgages/secure/DoctorLeads.asp?p=0&bbcam=Adwds%5FMortgages&bbkid=mortgage&x
https://www.fool.co.uk/mortgages/MortgageServiceEnquiryCircumstances.aspx?Hop2Ref=1_Mortgage_Default_Google_Fixed_20060314_UKFoolSearch_EnquireTab_1_ApplyNow_Y_N&Site=UKFoolSearch&source=emrggleff0000001&gclid=CML_5qjImo8CFQ6IMAodhBteVw
http://www.moneyweb.co.uk/products/mortgages/mcapital.html
